Privately insured patients receive a bill. This is based on the Schedule of Fees for Physicians (GOÄ). One often reads that patients can choose between the GOÄ and the Schedule of Fees for Psychological Psychotherapists (GOP). This is a misunderstanding: The GOP is a brief regulation that refers to the GOÄ in Section 1. Which of the two appears in the letterhead depends on the profession of the person issuing the bill, not on your insurance status.
The amount is calculated based on three factors: the score for the course, the point value of 5.82873 cents, and a multiplier. For Probatorik, there is No separate item number, billing is based on the specific psychotherapy method.
| Procedure |
GOÄ |
Points |
2.3-fold increase |
| Psychotherapy Based on Depth Psychology |
861 |
690 |
92.50 euros |
| Analytical Psychotherapy |
863 |
690 |
92.50 euros |
| Behavioral Therapy |
870 |
750 |
100.55 euros |
A 2.3-fold increase is the norm, not the best-case scenario. Section 5, Paragraph 2 of the GOÄ Although it permits up to 3.5 times the standard rate, this is only allowed „if specific circumstances related to the assessment criteria mentioned in the first sentence justify it,“ and Section 12, paragraph 3 requires a written justification for this on the invoice.
The joint billing recommendations issued by the German Medical Association, the German Chamber of Psychotherapists, the Association of Private Health Insurance Companies (PKV), and the government-sponsored health insurance providers clarify just how strictly this is interpreted: „Exceeding 2.3 times the standard fee rate is generally not permitted.“ The same source clarifies that concomitant mental and physical conditions or a chronic course of the illness are expressly not considered such special circumstances.
In addition to the appointment fee, some practices bill code 801 for the assessment of the patient’s current mental health status, which currently amounts to 33.52 euros. This is neither a flat fee nor an automatic charge: it requires medical necessity and a time commitment that exceeds the minimum duration of the session. Anyone who reads online about amounts around 134 euros per appointment is usually referring to exactly this total, made up of two separate charges.
Whether your insurance will reimburse the amount is a separate issue. It depends on your plan, and the billing guidelines state this as well: „For private health insurance companies, this depends on the plan.“ The fact that the bill is correct doesn't change anything. You owe the practice the full amount, even if the insurance company pays less.